Sterling Bank Mobile Banking, Transfer Code & Open Account

Sterling Bank mobile banking allows customers to make the transaction right on their mobile device. Mobile banking is available in two forms.

The first will require a smartphone and an application while the other is through USSD code. So below, we will be looking at the Sterling Bank mobile banking and transfer code.


We will also be showing you how to change your Phone number on sterling Bank and other details.

Sterling Bank Mobile Transfer Registration

If you have already registered an account with Sterling Bank, your next move is to get an ATM card and then proceed with mobile transfer registration. To register for a mobile transfer, follow the steps below.


Step 1: Dial *822*1*account number#

Step 2: Now Putin your debit card details and other information on the screen.

Step 3: Next, you will create a PIN (4-6 digit) for confirmatory.


You should bear in mind that corporate account is not allowed to use this.

Sterling Bank Transfer Code

The transfer code for the sterling Bank is *822#. So if you want to send money to anyone, just dial the code and follow the rest onscreen instructions.

For example, to transfer to another sterling bank account, dial *822*4*Amount*account Number#. To transfer to another bank entirely, dial *822*5*Amount*account number#.


The good news is that you can also use the *822# to open a new bank account right from the comfort of your home. you can use it to buy airtime, recharge your Gotv, Startime, DStv, and other bills.

How to Check Account Balance on Sterling Bank

To check your account balance, dial *822*6#. You can also check your sterling bank account number using *822*8#.

How to Reset Sterling Bank PIN

If you have forgotten your PIN, you can easily reset it on your mobile device. To reset your PIN, dial *822# and select PIN reset among the options.

How to Recharge your Phone Using Sterling Bank

To recharge your device, dial *822*AMOUNT#. For example, to recharge your device, dial *822*500*08123456789# and after that, the N500 will be deducted from your bank account.

Sterling Bank Transfer Limit

Sterling Bank’s recharge limit is N20,000 daily. However, you can transfer up to N50,000 at a time and up to N100,000. Make sure you used the same phone number you used during the bank registration.

Sterling Bank Mobile App

The Sterling bank mobile app is an application that you can use to transfer funds, check your account balance, pay bills, buy airtime and you can also use it to locate the nearest ATM machine.

Download Sterling Bank and after the downloading used your ATM card to register.


Opening a new account on Sterling Bank has been made more easy and secure. If you want to open via the online account opening, you should check out some of the account types here.

There are different types of account and they are Classic Current, Domiciliary Current?, Classic Savings?, Domiciliary Savings?, TrybeOne?, Kia Kia and I Can Save.

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